GiroNil S.A.E. GiroNil, is an Egyptian joint venture founded in 2005 by Banque MISR, Egypt Post, Commercial International Bank (CIB), and a European Partner. The company was established primarily to operate and manage an intrabank infrastructure for funds transfer, bill payments and collection. GiroNil, with its expertise, is capitalizing on more than 40 years of experience in operating the proven total ICT solution map for electronic and paper based payment clearing in Europe.